He momo whakaritenga o te mino pūtea i te pēke. Kāore te pāpātanga huamoni e piki, e heke rānei i te roanga atu o tētahi wā ka whakaritea e te pēke me te kirimino.
A type of arrangement for borrowing money from the bank. The interest rate does not go up or down for a period of time that is arranged between the bank and the borrower.
Ko te pāpātanga pūmau, ko te pāpātanga taurangi rānei te pūtea i minoa e koe i te pēke?
He pai ake te pāpātanga pūmau ki ētahi, nā te mea kāore e whakapikia te huamoni e utua ana.
Ko te pāpātanga pūmau te whakaritenga mō tētahi wāhanga o te mōkete, ko te pāpātanga taurangi mō tētahi wāhanga.